One look at government traffic-related
statistics and it’s easy to see that there are many possible reasons
for a car accident. These include driving under the influence and the lack of
occupant restraints (seat belts and child seats), as well as teens who drive
without a valid driver’s license.
Aside from having to deal with a car
accident settlement agreement, car owners involved in a crash need to worry
about other things such as sustaining injuries and having to appear in court
for potential litigation.
Here are five things that you must remember
if you get involved in a fender bender:
your car and your surroundings for hazards
If you see smoke coming out of your car or
if there is a fire or spark emanating from your vehicle, you must vacate
it immediately. If you have passengers, you should make sure they are also
removed safely if they don’t have apparent injuries.
If your car’s position is precarious, move
it carefully towards the shoulder or somewhere near that is safe from
incoming vehicles. If this isn’t possible, simply turn on your hazard lights so
that other drivers will know that your car has an emergency.
Remember that you shouldn’t be in any more
trouble aside from the one you’re already in, so it’s important that you
remember these important precautions.
In any car accident, it’s imperative
the authorities immediately for help. If you see that someone or
if you yourself are injured, you should call 911 for medical assistance. You
should also contact the police to report the accident, so they could send
someone to investigate. Be sure to also ask for a copy of the police report if
you need to file a case or have your car insurance processed.
Having a record of the crash and anything
related to it should be among the things you must accomplish following the
accident. You should take photos or videos, jot down details of the accident
that you could recall, and take note of the pertinent information of the other
driver. In short, document
everything that you possibly can.
These pieces of evidence could help your
insurance company greatly in processing your car insurance, as well as in
arguing it out in court with the lawyer of the other party’s insurance company.
And in case you decide to file a separate case, your attorney could also use
such vital documentation to pursue your claims.
If you honestly feel that the other driver
is clearly at fault, you have the right to sue for damages. In such a case, you
should immediately inform your attorney of your decision. If you don’t have
one, there are reputable lawyers with extensive experience handling car
accident cases so getting the right legal representation should be easy for
with your insurance company
Finally, be sure to contact your car
insurance company right away to report the accident. You could also ask for
help from your agent to jumpstart the claims process. Just be ready with the
police report and your documentation, as they will be needed by the insurer to
properly process your insurance claim.
Just remember these things in case you find
yourself involved in a car crash. Such a predicament is a bad experience but
the burden you’ll feel will become lighter if you know exactly what to do.